Understanding the Significance of the SMSF Trustee Declaration
Navigating the SMSF Trustee Declaration: A Comprehensive Guide Setting up or becoming a part of a Self-Managed Superannuation Fund (SMSF)...
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- 2 min
Case Study: Alister & Catherine's Financial Strategy
Meet Alister and Catherine, a lovely couple in their early 60s, enjoying their retirement. They have two adult children, both with...
- 4 min
Why You Should Make Loans to Your Children, Not Gift Them Money
Many parents want to help their children with significant expenses like house deposits, education, or other needs. However, gifting money...
- 2 min
RBA leaves rate unchanged - 4.35%
The Reserve Bank of Australia (RBA) has decided to keep the cash rate steady at 4.35% for the sixth consecutive time . This decision...
- 3 min
What are the distinctions between SMSF Estate Planning and Succession Planning?"
Many SMSF Trustees are aware of the importance of estate planning for the proper distribution of assets after their death. However, not...
- 2 min
Inflation and Interest Rates – What You Need to Know
The Reserve Bank of Australia (RBA) might soon raise interest rates, and here's why it matters to you, especially if you have a mortgage...
- 7 min
Case Study - How we helped business owners Andrew & Sylvia Retire.
Andrew & Sylvia, ages 60 and 61, have very little in their superannuation investments at this time, approximately $50,000 each, because...
- 3 min
Navigating the Path to a Comfortable Retirement: Why Seeking Financial Advice is Crucial
As you approach your 50s and 60s, the prospect of retirement often looms large. This period of life is a crucial time to make strategic...
- 3 min
Federal Budget 2024
The Federal Budget for 2024 offers cost of living relief via tax cuts effective July 1, reduced energy costs, increased welfare payments,...
- 13 min
"Are You Prepared? The Ultimate SMSF 2023/24 Check List for Success"
With only a couple months remaining until the end of the financial year, it's crucial to organize our SMSF and take full advantage of the...
- 3 min
Using the Contributions Holding Account for 30 June Tax Planning
When the Australian Taxation Office (ATO) introduced interpretative decision ATO ID 2012/16 (though it's since been withdrawn, it's still...
- 4 min
Divorce or Separation - Untying the Knot
Once you first get over the emotional stress of a separation, the financial realities are often not realized until it’s too late.
- 3 min
Getting intergenerational wealth transfer right.
In a nation grappling with the challenges of an increasingly ageing population, the discussions surrounding wills, estates, and asset...
- 3 min
A Simple Guide to Special Disability Trusts
For parents or relatives of individuals with disabilities, figuring out who will take care of them after they're gone can be tough....
- 5 min
4 Things You Should Tell Every TPD Client!
1. Tax is payable on your TPD benefit. 2. Do NOT consolidate any superfunds as this can increase your tax liability. 3. Centrelink and...
- 2 min
Australian Banks Align on Cash Rate Predictions Amidst Economic Indicators.
In a notable shift, one of Australia's major banks, NAB, has revised its cash rate predictions for February, mirroring the stance taken...
- 2 min
Will you pay tax on your Total and Permanent Disability (TPD) claim?
Will you pay tax on your Total and Permanent Disability (TPD) claim? Answer: The TPD claim itself is not taxable, however, the subsequent...
- 3 min
The Four Key Market Narratives of 2023 — Anticipating Trends for 2024
Reflecting on the conclusion of 2023, it emerged as a notable year for stock markets, defying expectations of losses, even for bonds...
- 4 min
The Guide to Safeguarding Family Wealth: Part Two
I. INTRODUCTION The creation of Family Wealth demands a significant investment of time, hard work, and emotional dedication. However, the...
- 7 min
Five key themes shaped the financial landscape in 2023 & insights into 2024.
Key points - The five key themes for 2023 were: better than feared growth; disinflation; peak interest rates (probably in Australia too);...
WE. Insights
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